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A Group Universal Life Insurance Policy

Program Description
Group Universal Life Insurance Policy

Benefit Levels
Conditional guaranteed issue is up to $150,000 not to exceed $18.00 per week of premium; spouse issue is up to $6.00 per week not to exceed $50,000; eligible dependent children issue is up to $25,000 or $10,000 for term rider

Eligibility
90 days

Evidence of Insurability
Conditional guarantee issue

Cash Value Accumulation
The policy builds with a guaranteed issue rate of 4%; current interest rate is 5.25%.

Portable
Yes. If you retire or leave your group, you can take comfort in knowing that the individual rate for your coverage won’t change because you leave.

Accidental Death & Dismemberment Rider
Pays an additional death benefit up to $100,000 matching your face amount for death resulting from an accident; rider terminates at age 70. AD&D is not available to children.

Automatic Face Amount Increase Rider
Option for member and spouse to add additional coverage without producing evidence of insurability; members up to age 65 can add insurance on their first five contract anniversary dates; spouses up to the age of 60 can add insurance on their first three contract anniversary dates; premium will increase by $52.00 annually.

Example*

*Rates are based upon age and tobacco usage.
You must speak with a benefits counselor to receive your applicable rate.

TransLegacy is underwritten by Transamerica Life Insurance Company (Home Office: Cedar Rapids, IA). Their customer service number is 888.763.7474. General policy form series CPGLDU00 and CCGLDU00. Other limitations and exclusions apply. Please refer to your contract and riders for complete details. May not be available in all jurisdictions.